? 小红树又陷入了裁员风暴。官方否认裁员要求在三年内裁员2000人。__366行业资讯网 亚博app赛事直播网,亚博app赛事直播网,外围体育投注app
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小红树又陷入了裁员风暴。官方否认裁员要求在三年内裁员2000人。_

????Shortly after Chen Qiu, a reporter from the Economic Observatory Network, was exposed to the fraudulent industry chain of "Grass-growing Notes", Xiao Hongshu was exploded and layoffs were under way. On March 19, it was reported that Xiao Hongshu laid off employees on the first floor, even those who put in advertisements were unavoidable. In response, Xiao Hongshu said that the news was untrue. In three years, 2,000 people were recruited, mainly in technology. After the last round of financing, it was said that financing was mainly used to expand the team, especially at the technical and product levels. Prior to that, Xiao Hongshu was in a downsizing storm in August last year. It was reported that Xiao Hongshu was restructuring its organizational structure and planned to lay off nearly one-second of its employees in the e-commerce department within three months. On that day, Xiao Hongshu officials also responded that the layoffs were untrue. Two months ago, Xiao Hongshu just completed more than $300 million in D-round financing. Xiaohongshu was founded in 2013 and has been deeply engaged in life-sharing communities. Qu Fang, the founder of Xiaohongshu, also emphasized in public that Xiaohongshu is a community rather than an e-commerce company. In recent years, Xiaohongshu not only introduced Fan Bingbing, Lin Yun and other celebrities into the company, but also sponsored or implanted "Beijing Women's Tujian", "Idol Practitioners" and "Creation 101" to increase the potential of Xiaohongshu brand. With the slow growth of e-commerce industry, Xiaohongshu, which takes content community as the entry point, makes its users more sticky, but it is a short board in the product supply chain. At present, Xiaohongshu can not satisfy the purchasing desire of users after reading the "grass planting" paste. Users will go to other e-commerce platforms to buy products. At the same time, there are still some problems to be solved, such as the difficulty of refund and information leakage, which slow down the establishment of business closed-loop Xiaohongshu. According to the statistics of the public service platform for electronic commerce complaints and rights protection in China, the complaint rate of Xiaohongshu during the Black Five-Year Plan in 2017 was as high as 46.54%. According to the Annual Series Report of China's Electronic Commerce Industry 2017 issued by the E-Commerce Research Center, Xiaohongshu's consumption complaints about information leakage increased significantly in 2017, accounting for 46.49% of the complaints, making it the largest cross-border e-commerce complaints. In addition to information leakage, Xiao Hong Shu also has complaints about suspected false sales, false delivery, slow delivery and slow refund. In addition, the feedback rate of the e-commerce is only 36.54%, and the feedback timeliness is not high as 60.31%. In the second half of last year, Xiaohongshu opened the community advertising business and accelerated commercialization. On February 21 this year, Xiao Hongshu formulated a systematic business plan for the company, announcing the restructuring of the organization. The focus of this upgrade is e-commerce business, specifically, upgrading the former community e-commerce business department to "brand number" department; upgrading the "welfare society" department to integrate the whole process functions of commodity acquisition and marketing, warehousing logistics and customer service; at the technical end, aggregating the technical team of all business lines of the company; at the functional end, setting up Platform Department to integrate marketing, brand public relations and government. Functional departments such as government affairs, compliance and administration; newly established CEO office to assist in corporate strategy formulation and the promotion of key projects. But one month later, during 315 years, Xiaohongshu was exposed by the media as a fraudulent industrial chain of "grass-planting notes". In the mid-term, it also described such chaotic phenomena as proxy, brushing volume, and improving search ranking. To this end, Xiaohongshu said, "cheating on brushing volume is an illegal act that we resolutely crack down on. We will insist on using technical mechanism to keep strict precautions. Responsible Editor: Leon

Shortly after Chen Qiu, a reporter from the Economic Observatory Network, was exposed to the fraudulent industry chain of " Grassgrowing Notes", Xiao Hongshu was exploded and layoffs were under way. On March 19, it was reported that Xiao Hongshu laid off employees on the first floor, even those who put in advertisements were unavoidable. In response, Xiao Hongshu said that the news was untrue. In three years, 2, 000 people were recruited, mainly in technology. After the last round of financing, it was said that financing was mainly used to expand the team, especially at the technical and product levels. Prior to that, Xiao Hongshu was in a downsizing storm in August last year. It was reported that Xiao Hongshu was restructuring its organizational structure and planned to lay off nearly onesecond of its employees in the ecommerce department within three months. On that day, Xiao Hongshu officials also responded that the layoffs were untrue. Two months ago, Xiao Hongshu just completed more than 300 million in Dround financing. Xiaohongshu was founded in 2013 and has been deeply engaged in lifesharing communities. Qu Fang, the founder of Xiaohongshu, also emphasized in public that Xiaohongshu is a community rather than an ecommerce company. In recent years, Xiaohongshu not only introduced Fan Bingbing, Lin Yun and other celebrities into the company, but also sponsored or implanted " Beijing Women' s Tujian", " Idol Practitioners" and " Creation 101" to increase the potential of Xiaohongshu brand. With the slow growth of ecommerce industry, Xiaohongshu, which takes content community as the entry point, makes its users more sticky, but it is a short board in the product supply chain. At present, Xiaohongshu can not satisfy the purchasing desire of users after reading the " grass planting" paste. Users will go to other ecommerce platforms to buy products. At the same time, there are still some problems to be solved, such as the difficulty of refund and information leakage, which slow down the establishment of business closedloop Xiaohongshu. According to the statistics of the public service platform for electronic commerce complaints and rights protection in China, the complaint rate of Xiaohongshu during the Black FiveYear Plan in 2017 was as high as 46. 54. According to the Annual Series Report of China' s Electronic Commerce Industry 2017 issued by the ECommerce Research Center, Xiaohongshu' s consumption complaints about information leakage increased significantly in 2017, accounting for 46. 49 of the complaints, making it the largest crossborder ecommerce complaints. In addition to information leakage, Xiao Hong Shu also has complaints about suspected false sales, false delivery, slow delivery and slow refund. In addition, the feedback rate of the ecommerce is only 36. 54, and the feedback timeliness is not high as 60. 31. In the second half of last year, Xiaohongshu opened the community advertising business and accelerated commercialization. On February 21 this year, Xiao Hongshu formulated a systematic business plan for the company, announcing the restructuring of the organization. The focus of this upgrade is ecommerce business, specifically, upgrading the former community ecommerce business department to " brand number" department upgrading the " welfare society" department to integrate the whole process functions of commodity acquisition and marketing, warehousing logistics and customer service at the technical end, aggregating the technical team of all business lines of the company at the functional end, setting up Platform Department to integrate marketing, brand public relations and government. Functional departments such as government affairs, compliance and administration newly established CEO office to assist in corporate strategy formulation and the promotion of key projects. But one month later, during 315 years, Xiaohongshu was exposed by the media as a fraudulent industrial chain of " grassplanting notes". In the midterm, it also described such chaotic phenomena as proxy, brushing volume, and improving search ranking. To this end, Xiaohongshu said, " cheating on brushing volume is an illegal act that we resolutely crack down on. We will insist on using technical mechanism to keep strict precautions. Responsible Editor: Leon

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井贤栋:数字技术是普惠金融包容性发展最大红利

??包装纸无盒包衣服方法_366行业资讯网??

  新浪财经讯 6月13日消息,蚂蚁金服董事长兼首席执行官井贤栋在第十一届陆家嘴论坛上表示,数字技术是普惠金融包容性发展最大的红利,数字技术的出现,让一个农村老人做的手工布鞋可以卖给中国任何消费者甚至海外,可以让他们直接对接市场,提升他们的收入。

  以下为发言实录:

  井贤栋:首先非常高兴参加这个论坛,我想说两个观点,第一个观点是数字红利,数字技术是普惠金融包容性发展最大的红利。由于当时数字技术的出现,让一个农村的老婆婆做的手工布鞋可以卖给中国任何消费者甚至海外,可以让他们直接对接市场,提升他们的收入。基于很运输业统一发票分录_366行业资讯网多这样平台上的小微企业个体经营者,由于有这些数据沉淀,我们可以用这些数据技术刻画他们的信用画像,给他们提供这样的纯信用贷款的融资。我们开发出的“310”贷款模式,3分钟在线申请,1秒钟系统审批放款,0人工干预,这是线上部分。我们国内线下非常多的服务业小微企业的形态,怎么让他们插上数字化的翅膀,让他们也能享受到技术红利,这几年中国非常大的创新就是二维码支付,这个东西看似非常简单,由于这个支付,把所有线下商业跟互联网世界联系了起来,由于这个数字化的支付,让人们一下子参与到数字经济,由于这些数字的沉淀,我们可以提供融资,提供更多资金管理的服务。小微企业坦白地讲,以前一个专职会计都请不起,现在由于数字化技术,享受人工智能带来的一系列资金管理、信贷服务和保险服务,享受了免费的CFO。所以数字化技术是整个普惠金融的最大红利。

  第二个观点是合作共赢。现在中国小微企业非常之多,只有我们共同合作,不同的公司比如说金融科技公司和金融机构之间深度合作,才能覆盖得更多更广。我们在国内有很多合作,我们累计服务了1600万小微企业,向他们提供了“310”服务,而且是随借随还,我们有8%的贷款发生在凌晨夜里11点钟到夜里4点,所以我们是24小时不打烊,为小微企业提供服务。独行快,众行远,我们跟所有金融机构一起合作,结合线上广告业发展指数_366行业资讯网线下的数据,结合我们共同的能力为他们提供服务。我们未来有一个“繁星计划”,未来三年和一千家金融机构合作,服务中国三千万小微企业。在国外部分我们也一样,所谓用数字化技术做普惠金融实践,对所有国家都是有借鉴意义的。我们五年前开始到海外去,把数字化技术的实践也分享给我们的伙伴,帮他们共同推进金融普惠的发展。比如刚才提到“310”小微企业信贷技术,已经在巴基斯坦落地,移动支付在海外有9个市场落地了,帮他们更好更持续的发展。谢谢。

  田薇:刚才他两次提到您这方面的相关工作,特别提到可持续发展和危险的问题,请井总回应一下。

  井贤栋:刚才说的两点我都非常希望讨论,一个是生态系统,第二个是包容性跟普惠这个事情,普惠的概念要既普且惠,很多人说这是两个问题,普就不一定惠,要覆盖所有人,毕竟有局限性,让所有人都优惠我们做不到。但是今天数字技术提供了一个机会,我觉得有可能让我们做到既普且惠,信用画像出来能把事情做成,提供了一个机遇。

  说到生态系统,我是非常认同这个观点,我自己说的第二个观点是合作共赢,意思就是整个生态系统的实现。蚂蚁金服有两个案例,一个是小微企业的信贷我们有两种方式,因为资本规模的限制,第一种贷款我们做证券化,ABS掉,把资金拿回来再持续放贷。因为我们ABS质量很好,很多的机构投资人投资,我们跟不同的投资人合作,我们是服务零售客户,我们在资产端产生小微企业贷款,这是一种合作模式。

  第二种合作模式跟金融机构合作,比如说很多地方银行。我举个桂林银行的例子,他们在当地有很多很好的客户,那些客户有部分的线上数据线下数据,我们大数据风控能力比较强,我们把他们的数据结合我们的风控技术,对他们已经覆盖的小微客户提供很好的服务。第二个,我们当地很多线上服务是本地的,通过他们线下数据的补全,这样是客户共同经营,数据互相补全,基于风控技术帮助联合贷款。我觉得当监管机构给我们这几种模式提供了很多支持和辅导,我们不应该强调每个人自己单拿冠军,所有企业资产负债表都是一样,金融生态就是应该合作共赢,不同的金融机构在价值链条里有不同擅长的事情,团体冠军才最重要,不是每次都是全能冠军,每个人做所有事情,而且每个人只能自己做。我们一直强调开放的理念,我们刚才说到我们今天经营的1600万客户里,差不多1100万客户是我们和不同机构共同经营的。所以我们有信心,去年我们有一个“繁星计划”,我们希望跟其他机构合作,服务3000万小微企业,我相信我们携起手来可以服务更多。对合作生态的例子我非常赞同,我也希望得到李主任给我们多多的支持,或者是联合才能做强做大,这非常关键。

  田薇:井贤栋先生,有关国际融资的方法有很多中国机构本质是一样的,您觉得这方面有潜力吗?

 计算机一级在线考试软件_366行业资讯网 井贤栋:刚才提到所谓的生态合作,金融供给侧改革强调的是多层次、广覆盖、有差异的体系。后面又提到了必须坚持市场需求为导向,提供个性化、差异化的产品。刚才说的金融机构不管多层次广覆盖,经济活动越往下面走最后一公里生态非常复杂,触达还是很难的,现实和实际差距是很大的。

  现在有一个机会,很多科技平台能够触达到这些用户。科技平台和金融机构之间非常好的合作点来共同服务这些客户,金融机构不是单打冠军,合作机会非常重要。很多地方村镇银行或者非常小的银行可能有一些客户,但是不知道怎么用这些数据,我们利用这些数据能力寻找合作机会。应该鼓励科技公司和金融机构之间,我们一直把自己定位为科技公司,和金融机构之间更多的合作,才可以盯住客户的需求,让不同的主体更好的合作,真正实现更好的供给。

  我刚才说国际的合作,我自己相信科技数字技术是我们这个时代最大的红利,有很多方法解决普惠金融这个题,但是到目前为止最关键的解决方法就是数字技术。

  田薇:作为中国全球企业,怎么看待既有这么多合作可能性,同时有很多国际风云变化的不定因素,怎么平衡这些方面?

  井贤栋:这个世界未来发展更加繁荣更加好的根本还是包容性发展。我去东南亚、南亚、非洲跑了很多地方,和当地政府部门谈到小微企业融全国计算机二级证书有用吗_366行业资讯网资,每个人眼睛变得很大。他们需要解决创造更多的就业机会,带来更多的经济增长,是经济中最有活力的一块。资金怎么和小微企业需求匹配起来这是关键,当今市场我觉得缺技术和人才。

  这方面,我们可以把今天的实践和基础的东西带过去帮他们解决这个问题。绝大部分发展中国家小微企业融资全部从非正式渠道拿出来的钱非常贵。世界对未来发展是普惠的,才更可持续,更好的繁荣。今天科技数字技术给了一个契机,怎么帮助普惠更可持续的发展。

  田薇:希望政策制定者兼听并蓄,听到各个不同的声音。

  井贤栋:希望政府政策部门和私营部门能够共同推动,共同支持,合作共赢。我们要扭转一个观念,很多人说要把短板补齐,其实短板补齐不一定是最好的局面,其实做长自己的长板我们共同合作,把长板借给你,同时借你的长板共同做更大的木桶,形成更大的生态优势,希望得到所有人的共同推动,合作共赢。

  作为研究者我稍微超脱一点,我觉得普惠金融建设路程当中,普惠金融的服务者应该采取负责任的态度,就是负责任金融。 普惠金融需求者,弱势的中小微弱四川计算机二级报名费_366行业资讯网群体要注重金融健康的概念,不要到处乱借债,过度借债。对于监管机构,我建议未来的关键是,要怎么培育和建立普惠金融的生态体系。

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